What is a Vehicle HMO?

In very much the same way an HMO plan covers your medical expenses, our vehicle HMO covers many of the expenses associated with owning a car.  It even covers items not included in original factory warranties. For example, if you need new tires - you're covered.  If you need new brake pads - you're covered.  If your battery dies - you're covered.  You're even covered when its time to change your oil.  And of course, major mechanical issues are covered too. Get an online quote today!

Our goal is to lower your out of pocket expenses

Over the lifetime of your vehicle, routine maintenance costs can add up to cost thousands of dollars.  Medical HMOs cover routine health checkups, dental visits, and eye exams so you don't incur the associated out of pocket expenses yourself.  Our vehicle HMO operates the same way.  We cover battery replacements, oil changes, worn brake pads, balding tires, wheel alignments and even windshield wipers.

But what is something major goes wrong with my car?

Keeping in line with the way medical HMOs operate, we have designed our Vehicle HMO to provide you with a range of coverage options.  This allows you to choose the plan that works best for your particular needs.  You can also choose the duration of your coverage to lock in the rate for the planned ownership of your car.  And if you decide to sell your car before your coverage expires, you are entitled to a reimbursement of the unused coverage?

 

 

  
 
Engine
Transmission
Drive Axle
Cooling System
Fuel System
A/C
Steering
Suspension
Brakes
Electrical
Cruise Control
Seals and Gaskets
Rental Car Allowance
Most Popular

Gold

Plan
Best
Engine : All factory installed parts*
Transmission : All factory installed parts*
Drive Axle : All factory installed parts*
Cooling System : All factory installed parts*
Fuel System : All factory installed parts*
A/C : All factory installed parts*
Steering : All factory installed parts*
Suspension : All factory installed parts*
Brakes : All factory installed parts*
Electrical : All factory installed parts*
Cruise Control : All factory installed parts*
Seals and Gaskets : All factory installed parts*
Rental Car Allowance: $35/day for 5 days
 
* subject to specific exclusions

Silver

Plan
Better
Engine : Internally lubricated parts
Transmission : Clutch, flywheel, torque converter
Drive Axle : Transfer case and differential
Cooling System : Water pump, thermostat, Heater core, control module
Fuel System : Fuel pump, lines, tank, control module, fuel rails
A/C : Compressor, dryer, control module
Steering : Power steering pump, cooler, lines
Suspension : Control arms, bushings, ball joints
Brakes : Wheel cylinders,calipers,master cylinder,anti-lock brakes, sensors
Electrical : Power windows,seats, lock motors,wiring harness, power mirrors
Cruise Control : Cruise control actuator and switch
Seals and Gaskets : Intake manifold gasket
Rental Car Allowance: $35/day for 5 days
 
 

Bronze

Plan
Good
Engine : Internally lubricated parts
Transmission : Clutch, flywheel, torque converter
Drive Axle : Transfer case and differential
Cooling System : Water pump and thermostat
Fuel System : Fuel pump, lines, and tank
A/C : Compressor, dryer, control module
Steering : Power steering pump, cooler, lines
Suspension : Control arms, bushings, ball joints
Brakes : Wheel cylinders,calipers,master cylinder
Electrical : Power windows,seats, lock motors
Cruise Control : Cruise control actuator and switch
Seals and Gaskets
Rental Car Allowance: $35/day for 5 days
 
 

Disappearing deductible

All of our HMO plans come with an zero dollar deductible!  If you are not able to bring your car to Exit5, no worries, you can take it to any ASE certified repair shop.

Nationwide Protection

Your HMO coverage is good wherever you drive throughout the United States and Canada.

Assistance

For 24/7/365 Roadside Assistance call 855-321-6121. For Mechanical Assistance call 801-963-GOLD.

Transferable

If you sell your vehicle, you can transfer your coverage to the next owner, increasing the resale value of your vehicle.